Construction & Engineering Insurance Solutions

We offer comprehensive protection for contractors, engineering firms, and infrastructure projects. Our solutions ensure that your operations continue smoothly, even when unexpected risks arise.

Construction Guarantees

  • Letter of Intent (Free)
  • Bid Bonds / Guarantee
  • Performance Guarantee (Variable & Fixed)
  • Surety Bonds
  • Retention Money Guarantee
  • Advanced Payment Guarantee
  • Payment or Supply Guarantee

Contractors & Plant All Risk Insurance

  • Once-off All Risk Insurance
  • Annual All Risk Insurance
  • Plant All Risk Insurance
  • Material On-Site and Off-Site Insurance

Engineering Professional Indemnity

  • Protection for engineering professionals
  • Coverage for design, engineering advice, and technical services

Municipal & State-Owned Entities (Public Sector) Insurance

Tailor-made insurance solutions designed specifically for public institutions. Our products cover the unique and complex risks associated with government entities and public service operations.

Public Sector Insurance Solutions

  • Material Damage (Property/Assets)
  • Miscellaneous Classes (Theft, Money, GIT, Fire & Glass)
  • Motor (Fleets or Specified)
  • Specialised Fleets (Emergency Vehicles, Red & Yellow Fleets)
  • Group Personal Accident
  • General Liability
  • Directors’ & Officers’ Liability
  • Professional Indemnity
  • Riot Wrap Around Cover

Commercial Heavy Haulage (Trucks & Buses) Insurance

Specialised cover for heavy commercial vehicles, logistics fleets, and passenger transport operations.

Heavy Vehicle Insurance

  • Heavy Commercial Vehicle Cover
  • SADC Territorial Limits
  • Third-Party Liability
  • Environmental Impairment Liability Extension
  • Wreckage Removal & Fuel Spillage Cleanup
  • Towing Services

Goods in Transit Insurance (GIT)

  • For transporters & logistics operators
  • SADC territorial limits
  • Fidelity cover included
  • Covers containers, tarpaulins & related items

Bus Insurance Solutions

  • Passenger Liability
  • Third-Party Liability
  • Fire
  • Theft
  • Fully Comprehensive Insurance

Building & Infrastructure (Property) Insurance Solutions

Protection for private and public infrastructure assets of all sizes.

Property & Infrastructure Cover Includes

  • Small & Large Retail Property Portfolios
  • Hotels, Lodges, and Tourism Facilities
  • Industrial Manufacturing & Engineering Facilities
  • Airports, Ports, Water & Electricity Providers
  • Municipal & State Entities With/Without Power Plants
  • Freight & Passenger Rail (Stations & Rolling Stock)
  • Telecommunications (Fixed & Mobile Networks)

Marine Insurance Solutions

Comprehensive marine cover tailored for businesses involved in shipping, import, and export activities.

Marine Insurance Includes

  • Stock Throughput Policy
  • Marine Cargo Insurance (Imports & Exports)
  • Transit Cover & Related Liabilities
  • Marine Liability Insurance